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Enfuce applies country-based transaction blocking controls, based on the jurisdictions identified through its Jurisdiction Risk Assessment (JRA). As part of our financial crime control framework, we block any transaction (both card payment and ATM withdrawals) that has occurred in any jurisdiction marked as blocked by default. The current Prohibited Jurisdiction list comprises the following geographic locations:
  • Afghanistan
  • Belarus
  • Burundi
  • Central African Republic
  • Democratic Republic of the Congo
  • Cuba
  • Iran
  • Libya
  • Myanmar
  • Niger
  • North Korea
  • Russian Federation
  • Somalia
  • South Sudan
  • Sudan
  • Syria
  • Venezuela
  • Yemen
  • The Prohibited Jurisdiction list is based on the JRA report. The JRA is informed by multiple authoritative sanctions and financial crime risk sources, including United Nations (UN), European Union (EU), United Kingdom (UK) and United States (US) sanctions enforced by the Office of Foreign Assets Control (OFAC), along with Financial Action Task Force (FATF) publications, the European Commission High-Risk Third Countries list, the Basel AML Index, Transparency International, and World Bank governance indicators.
  • The Prohibited Jurisdiction list is not only a sanctioned list, rather it is based on our broader assessment of financial crime risk, which involves sanctions screening, customer due diligence, and ongoing transaction monitoring.

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Frequently Asked Questions

Question 1: Is it possible to manually override or make an exception to the Prohibited Jurisdiction list?
Answer: The JRA is maintained through ongoing monitoring of authoritative sanctions and financial crime risk sources. Any changes to jurisdiction risk ratings, including additions or removals from the Prohibited Jurisdiction list, are reviewed through our governance process, and reported to the Risk and Compliance Committee (RCC). If we approve your request, the change will be implemented through our Change Management Process. However, note that we do not support ad hoc requests or transaction level overrides.
Question 2: How often is the Prohibited Jurisdiction list updated?
Answer: The JRA is maintained through ongoing monitoring of authoritative sanctions and financial crime risk sources. Any changes to jurisdiction risk ratings, including additions or removals from the Prohibited Jurisdiction list, are reviewed through our governance process, and reported to the Risk and Compliance Committee (RCC).If the change is approved, the corresponding transaction blocking configuration is updated through our Change Management process to ensure that operational controls are aligned with the approved JRA.
Question 3: How are you notified if there are changes to the Prohibited Jurisdiction list?
Answer: Although changes are infrequent, if there are any, we will communicate them to you through our appropriate team.